Frequently Asked Civil Questions

1. How does the insurance company value auto-accident cases?
2. Should an accident victim  automatically go to the doctor?
3. How long does the process take?

                                                             1. 
​Accidents are valued based on the significance of the impact, any injuries and the egregiousness of circumstances surrounding the accident.  Lesser injuries and impacts generally equate to lower settlements / judgement; however, there are other factors that if acknowledged and presented, can increase a case's value.  An attorney is able to help find and identify factual bases to justify higher settlements / judgments.  
                                                                2. 
Generally, yes.  It is normal to be in pain after an accident (sometimes the pain won't hit until the next day) and there is a tendency for people to try and "stick it out".  Anyone involved in an automobile collision has endured some amount of bodily trauma.  Thus, when pain is felt, one should indeed at least seek an initial evaluation and diagnosis to confirm the extensiveness of the trauma that's been endured. However, there is need (nor is it helpful) to continue medical treatment when it is not believed to be needed. 
                                                                           3.   
The resolution of an insurance claim varies.  Generally, a "demand" letter requesting consideration and compensation from the at-fault insurer is not sent until after medical treatment is completed.  Generally, if liability has been accepted and negotiations go smoothly, a claim can be fully resolved within the following 60-90 days.  If negotiations fail, the case will go into litigation which can then lengthen the process for about 6 months to 1 year.